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    <loc>https://accountably.com/glossary/3-way-matching-in-accounts-payable/</loc>
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    <loc>https://accountably.com/glossary/accelerated-depreciation/</loc>
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    <loc>https://accountably.com/glossary/account-payable-notes/</loc>
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    <loc>https://accountably.com/glossary/accounting-cycle/</loc>
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    <loc>https://accountably.com/glossary/accounting-footnotes/</loc>
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    <loc>https://accountably.com/glossary/accounting-for-fair-value/</loc>
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    <loc>https://accountably.com/glossary/accounting-methods/</loc>
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    <loc>https://accountably.com/glossary/accounting-rate-of-return-equation/</loc>
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    <loc>https://accountably.com/glossary/accounts-payable/</loc>
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    <loc>https://accountably.com/glossary/accounts-receivable-turnover-ratio/</loc>
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    <loc>https://accountably.com/glossary/accounts-receivable/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/accretion/</loc>
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    <loc>https://accountably.com/glossary/accrual-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/accruals/</loc>
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    <loc>https://accountably.com/glossary/accrue-tax/</loc>
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    <loc>https://accountably.com/glossary/accrued-expenses/</loc>
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    <loc>https://accountably.com/glossary/accrued-interest/</loc>
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    <loc>https://accountably.com/glossary/accrued-revenue/</loc>
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    <loc>https://accountably.com/glossary/accumulated-amortization/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/accumulated-benefit-obligation/</loc>
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    <loc>https://accountably.com/glossary/accumulated-depreciation/</loc>
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    <loc>https://accountably.com/glossary/acquisition-date/</loc>
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    <loc>https://accountably.com/glossary/actc-tax-credit/</loc>
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    <loc>https://accountably.com/glossary/active-participation/</loc>
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    <loc>https://accountably.com/glossary/activity-based-costing/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/actuals/</loc>
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    <loc>https://accountably.com/glossary/ad-valorem-tax/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/additional-medicare-tax/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/additional-paid-in-capital/</loc>
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    <loc>https://accountably.com/glossary/adjusted-gross-income/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/adjusted-trial-balance/</loc>
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    <loc>https://accountably.com/glossary/adjusting-entries/</loc>
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    <loc>https://accountably.com/glossary/adoption-taxpayer-identification-number/</loc>
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    <loc>https://accountably.com/glossary/after-tax-contributions/</loc>
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    <loc>https://accountably.com/glossary/after-tax-cost-of-debt-formula/</loc>
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    <loc>https://accountably.com/glossary/allocation/</loc>
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    <loc>https://accountably.com/glossary/american-opportunity-tax-credit/</loc>
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    <loc>https://accountably.com/glossary/amortization-of-bond-premium/</loc>
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    <loc>https://accountably.com/glossary/annual-equivalent-cost/</loc>
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    <loc>https://accountably.com/glossary/annualized/</loc>
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    <loc>https://accountably.com/glossary/annuity-due/</loc>
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    <loc>https://accountably.com/glossary/annuity-ordinary/</loc>
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    <loc>https://accountably.com/glossary/annuity/</loc>
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    <loc>https://accountably.com/glossary/arbitrage-pricing-theory/</loc>
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    <loc>https://accountably.com/glossary/arrears-billing/</loc>
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    <loc>https://accountably.com/glossary/asc-720/</loc>
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    <loc>https://accountably.com/glossary/asset-turnover-ratios/</loc>
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    <loc>https://accountably.com/glossary/basis-points-abbreviation/</loc>
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    <loc>https://accountably.com/glossary/carrying-costs/</loc>
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    <loc>https://accountably.com/glossary/cash-accounting/</loc>
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    <loc>https://accountably.com/glossary/cash-dividend/</loc>
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    <loc>https://accountably.com/glossary/cash-equivalents/</loc>
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    <loc>https://accountably.com/glossary/cash-flow-statement-with-indirect-method/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/cash-flow-statement/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/cash-generating-units/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/cash-outflow-formula/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/cash-petty/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/casualty-loss/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/certificate-of-deposit-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/chapter-11/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/chargebacks/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/chartered-accountants/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/checks-outstanding/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/child-and-dependent-care-credit/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/child-tax-credit/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/classified-balance-sheet/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/clawback/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/closing-entry/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/cloud-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/cm-ratio/</loc>
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    <loc>https://accountably.com/glossary/commission-income/</loc>
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    <loc>https://accountably.com/glossary/common-stock/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/community-income/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/completeness/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/consolidations/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/consumption-tax/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/contingency/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/contingent-obligation/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/contra-accounts/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/contra-liability-account/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/contra-revenue/</loc>
    <lastmod>2026-10-22</lastmod>
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    <loc>https://accountably.com/glossary/contribution-margin-income-statement/</loc>
    <lastmod>2026-10-22</lastmod>
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  <url>
    <loc>https://accountably.com/glossary/contribution-margin/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/control-account/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/control-of-environment/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/conversion-cost/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/corporation/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-basis/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-benefit-analysis/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-benefit-principle/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-center-and-profit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-center/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-drivers/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-object/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-of-capital/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-of-goods-available-for-sale-formula/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-of-goods-sold/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-of-revenue/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-plus-contract/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-plus-pricing/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-variance-formulas/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cost-volume-profit-analysis/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/costing-overheads/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/coupon-rate/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/covenants/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/coverdell-education-savings-account/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/credit-for-other-dependents/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/credit-for-the-elderly-or-disabled/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/credit-memo/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/credit-sales/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/credit-terms/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cryptocurrency/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/cumulative-preferred-stock/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/current-assets/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/current-liabilities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/current-ratio/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/customer-acquisition-cost/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/days-cash-on-hand-calculation/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/days-inventory-outstanding/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/days-sales-outstanding-dso-formula/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/de-minimis-fringe-benefits/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/debit-memo/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/debit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/debt-ratios/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/debt-to-asset-ratio-analysis/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/debt-to-capital/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/debt-to-service-coverage-ratio/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/default-risk/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/defer-expenses/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/deferral/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/deferred-income-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/deferred-tax-assets/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/deferred-tax-liability/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/dependent-care-benefits/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/dependents/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/depletion/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/deposit-in-transit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/depreciable-basis/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/depreciated/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/depreciation-recapture/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/differential-costing/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/diluted-earnings-per-share/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/dilutive/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/direct-cost/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/direct-costing/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/direct-labour/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/direct-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/direct-write-off-method/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/disclaimer-of-opinion-sample/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/discontinuing-operations/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/discretionary-expenses/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/disinvest/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/disposition/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/dividend-payable-account/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/dividend-payout-ratio/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/dividend-ratios/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/domicile/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/double-declining-balance-method/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/double-entry-bookkeeping/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/double-tax-treaty/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/double-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/doubtful-debt/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/drop-shipment/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/dual-status-alien/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/dunning-letter/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/dupont-analysis/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/earned-income-tax-credit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/earning-before-taxes/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/earnings-before-interest-taxes-depreciation-and-amortization/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/earnings-per-share/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/economic-value-added/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/education-credits/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/educator-expense-deduction/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/effective-interest-rate-formula/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/effective-rate-method/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/efficiency-ratio/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/electronic-federal-tax-payment-system/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/employee-tax-credit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/employer-identification-number/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/endowment-fund/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/enterprise-value/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/equation-for-operating-income/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/equity-multiplier/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/equity-ownership/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/equity-securities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/estate-and-gift-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/estate-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/evasion-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/excise-tax-deductible/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/expected-rate-of-return/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/expenditure/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/expense/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/expensed-as-incurred/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/expenses-variable/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/extinguishment/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/face-amount-bonds/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fatca/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/federal-income-tax-liability/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fiduciary-funds/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fiduciary/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fifo/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/filing-status/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/finance-lease/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/financial-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/financial-assets/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/financial-capital/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/financial-instruments/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/financial-leverage/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/financial-liability/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/financial-statements/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/financing-activities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fiscal-quarter/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fiscal-year-end/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fiscal-year/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fixed-asset-turnover/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fixed-assets/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fixed-charge-coverage-ratio/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fixed-costs-in-economics/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fixed-expenses/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/flat-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fob-destination/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fob-shipping-point/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/form-10-k/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/form-6-k/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/form-8k/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/formula-for-fcf/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/formula-for-high-low-method/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/formula-for-payback-period/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/fraud-triangle/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/full-charge-bookkeeper/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/full-disclosure-principle/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/functional-obsolescence/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/furniture-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/futa/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/future-contract/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/gaap/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/gagas/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/general-and-ledger/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/generation-skipping-transfer-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/gift-tax-exclusion/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/gift-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/gig-economy/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/going-concern/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/goodwill-in-business/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/green-card-test/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/greenmail/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/gross-earning/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/gross-profit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/gross-revenue/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/gross-sales/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/gross-wages/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/guaranteed-maximum-price-contract/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/half-year-convention/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/head-of-household/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/high-deductible-health-plan/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/historical-cost-principle/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/holding-period/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/home-office-deduction/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/home-sale-capital-gain-exclusion/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/household-employee/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/how-do-payrolls-work/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/ifrs/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/impairment-losses/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/improper-payment/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/imputed-interest/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/inception-to-date/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/income-statement-partial/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/income-statement/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/incurred/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/indenture/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/independent-contractor/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/information-returns/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/inherent-risk/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/initial-public-offering/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/injured-spouse/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/innocent-spouse-relief/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/installment-agreement/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/intangible-property/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/intangible-resources/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/inter-vivos-trust/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/intercompany/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/interest-earned-ratio/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/interest-expense/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/interest-income/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/interim-reporting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/internal-control/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/inventory-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/inventory-merchandise/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/inventory-reserve/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/inventory-retail-method/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/inventory-turnover/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/investing-activities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/issuance/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/itin/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/joint-return/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/journal-entry/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/key-management-personnel/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/kiddie-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/kiting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/leasehold-improvements/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/ledger-account/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/letter-of-determination/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/liabilities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/lien/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/life-estate/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/lifetime-learning-credit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/lifo/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/limited-liability-partnership/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/liquidation-in-business/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/liquidity-ratios/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/liquidity/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/llc/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/loan-payable/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/long-liabilities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/loss-net/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/lower-cost-or-market/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/lump-sums/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/macrs/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/management-rep-letter/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/managerial-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/marginal-cost/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/mark-to-market/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/market-risk/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/market-to-book-ratio/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/marketable-security/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/marriage-penalty/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/master-budget/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/matching-principle/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/materiality/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/mda/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/medicare-advantage-msa/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/medicare-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/miscellaneous-expense/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/misstatements/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/modified-adjusted-gross-income/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/modified-cash-basis-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/monetary-asset/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/mortgage-bond/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/mortgage-insurance-premiums/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/mortgage-interest-credit/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/mortgage-interest-deduction/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/multi-step-income-statement/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/multiple-support-agreement/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/multiples/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/mutual-funds/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-30-payment/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-assets/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-book-value/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-cash-flow/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-income/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-interest-income/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-investment-income-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-operating-assets/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-payable/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-profit-margin/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-realizable-value/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-sales/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/net-working-capital/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/no-tax-on-overtime-deduction/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/noi-in-real-estate/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/nominal-interest-rate/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/non-ad-valorem-taxes/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/non-controlling-interest/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/non-operating-revenue/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/non-recourse-loan/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/noncash-expenses/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/nondeductible-traditional-ira-contributions/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/nonresident-alien/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/nontaxable-income/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/normal-balance-of-expenses/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/normal-balance-of-retained-earnings/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/notes-receivable/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/npv/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/nsf-check/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/obsolescence/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/opening-balance-equity/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/operating-activities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/operating-cash-flow-formula/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/operating-cash-flow-ratio/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/operating-cost/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/operating-expenses-sample/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/operating-financing-and-investing-activities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/operating-leverage/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/operating-margin/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/opposite-of-dilutive/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/ordinary-dividends/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/ordinary-income/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/ordinary-profit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/other-comprehensive-income/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/outstanding-shares/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/overhead/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/overstated/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/overtime-premium/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/owner-s-distribution/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/owner-s-equity/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/page/10/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/page/11/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/page/2/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/page/3/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/page/4/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/page/5/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/page/6/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/page/7/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/page/8/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/page/9/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/paid-in-capital/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/par-value-stock/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/participating-preferred-stock/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/partnership/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/pass-through-entities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/passive-activity/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/pay-as-you-go-rule/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/payable-in-arrears/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/payable-period/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/payment-period/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/payroll-register/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/payroll-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/pension/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/per-annum/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/per-diem/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/percentage-of-completion-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/percentage-of-sales-method/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/period-cost/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/periodicity/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/perpetuity/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/personal-exemption/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/phaseout-range/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/physical-presence-test/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/post-closing-trial-balance/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/post-dated-check/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/pre-tax-contributions/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/predetermined-overhead/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/preferred-stock/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/premium-tax-credit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/pro-forma-financial-statements/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/pro-forma/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/proceeds/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/productions-costs/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/professional-skepticism/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/profitability/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/proportional-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/proprietary-fund/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/proprietor/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/prorated/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/ptet-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/purchase-order/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/purchase-price-variance/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/purchase-requisition/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/qbi-deduction/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/qualified-charitable-distribution/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/qualified-medical-expenses/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/qualified-opinion-in-auditing/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/qualified-retirement-plans/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/qualified-tuition-program/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/qualifying-child/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/qualifying-relative/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/qualifying-surviving-spouse/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/quarterly-federal-excise-tax-return/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/quick-ratio/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/railroad-retirement-act/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/raw-materials/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/real-estate-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/realization/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/realize-gains/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/rebate/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/recourse/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/redeemable-equity/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/redemption-of-bond/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/reimbursable/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/reinvestment-risk/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/remeasurement/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/required-minimum-distribution/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/requisitions/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/research-and-development/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/retainage/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/retained-equity/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/return-of-sales/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/return-on-assets-formula/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/return-on-capital-employed/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/revaluation/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/revenue-recognition-principle/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/right-of-use-asset/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/roaa/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/roi-formula/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/roth-ira-early-withdrawal-rules/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/rule-of-69/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/s-corporation/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/salary-mean/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/sales-revenue/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/salt-deduction/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/salvage-value/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/schedule-c/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/section-1231/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/section-1250-property/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/section-179/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/segregation-of-duties-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/self-employment-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/service-revenue/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/sga-expenses/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/share-appreciation-right/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/shareholder-equity-equation/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/shrinkage/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/simple-ira/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/single-step-income-statement/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/social-security-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/sold-on-consignment/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/solvency/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/source-of-document/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/specific-identification-method/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/sstb/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/stakeholder/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/standard-deduction/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/standard-gross-margin/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/standing-order-in-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/statement-of-account/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/statement-of-income-and-comprehensive/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/statement-of-retained-earnings/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/statement-of-stockholders-equity/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/statistical-sampling/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/statutory-employee/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/statutory-nonemployee/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/step-up-basis/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/stock-keeping-unit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/stock-split/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/stockholder-equity/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/stockholder/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/straight-line-amortization/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/straight-line-depreciation/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/subsequent-event-disclosure-example/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/subsidiary-ledger/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/subsidiary/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/substantial-presence-test/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/sundries/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/sunk-costs/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/sustainable-growth-rate/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/t-account/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/t-bills/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tangible-assets/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tangible-property/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/target-costing/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-advantaged-account/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-base/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-code/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-credit/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-exempt-interest-income/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-expenditure/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-gap/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-home/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-increment-financing/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-liability/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-penalty/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tax-shield/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/taxable-event/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tcja/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/temporary-accounting-accounts/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/ten-year-rule-for-inherited-iras/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/tests-of-controls/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/third-party-designee/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/time-and-materials-contract/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/time-value-of-money/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/total-assets-equation/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/total-cost-formula/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/total-cost-of-ownership/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/total-liabilities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/trade-or-business/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/trading-securities/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/treasury-shares/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/trial-balance/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/turnover-ratios/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/unappropriated/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/understandability/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/understated/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/unearned-income/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/unearned-service-revenue/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/unexpired/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/units-of-production-method/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/unlevered-free-cash-flow/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/unqualified-audit-opinion/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/unrealized-gain-loss/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/unsystematic-risk/</loc>
    <lastmod>2026-10-19</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/useful-life/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/valuation-allowance/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/valuation/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/value-added-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/variance-accounting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/vendor/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/vertical-analysis/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/vesting/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/vouching/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/w-8-ben-e/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/w2-contract/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/wash-sale-rule/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/wealth-tax/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/weighted-average-cost-method/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/work-in-progress-mean/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/write-down/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/year-to-date-ytd/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/yield-and-dividend/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
  <url>
    <loc>https://accountably.com/glossary/yoy-mean/</loc>
    <lastmod>2026-10-22</lastmod>
  </url>
</urlset>
